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Basis (or cost basis), as used in United States tax law, is the original cost of property, adjusted for factors such as depreciation. When property is sold, the taxpayer pays/(saves) taxes on a capital gain/(loss) that equals the amount realized on the sale minus the sold property's basis. -- Wikipedia

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Federal Reserve Board - Z1 - Data Download Program - Build

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Inside the United States, homeowners are allowed to deduct their fixed-rate and adjustable rate mortgage (ARM) interest payments property mortgage insurance (PMI) from their income, subjet to the IRS form 1098 limits
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Rate of return - Wikipedia

A loss instead of a profit is described as a negative return, assuming the amount invested is greater than zero.
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